In the current technological scenario, most people are now adopting advanced techniques of presenting gifts to their loved ones, families, or colleagues. Escaping the traditional methods, the people now feel more comfortable by giving something essentially useful to the other people. Here we are talking about the GIFT CARDS. Gift Cards are one of the most trending sets of gifts which are being used by the people.
By gift cards, we mean the prepaid cards. These cards are offered by various banking institutions. The potential user must buy the card and lay it up to a certain amount. (Most likely to be between 500 and 10000). Then the buyer can easily personalize the card purchased by imprinting the name of the recipient. The users can purchase Gift Cards either from their banks or from online sites. We suggest buying the Gift Cards through online procedure since it is the most hassle-free method to purchase it. There are many banking institutions that offer Gift Cards through their Net Banking Facility.
Following article consist of every detailed information regarding the usage of Gift Cards.-
Buy Gift Cards Online with Checking Account
Following are some sites where which you can purchase Gift Cards-
1. CARD CASH:
Card Cash is one of the highly used mediums of purchasing Gift Cards. The main reason why many people prefer Cash Cards is because it allows the buyers to purchase the Gift Cards by online means by using a checking account. Card Cash also offers decent discount features.
To get started with the purchasing of Gift Cards, the first step is to create an account.
Once you have created the account, go to your page and scroll down to the option of ‘profile.’ After visiting the profile section, click the ‘Account Settings‘ option on the left-hand side. Under the Account Setting, click ‘Bank Accounts.’ Under that particular heading, you have to click ‘Add Account‘ and fill in the required information. The user will be asked to mention the Checking Account Routing Number, Account Number, and Account Type. (whether it is a personal account or a business account).
Thus these were simple steps that can be followed by the users to pay with a checking account on Card Cash. Card Cash offers a whopping discount of 35% of the face value of the Gift Card. The users can also use Card Cash for the purpose of trading or selling Gift Cards to other stores at a discount rate.
One of the best facilities offered by Card Cash is that if any particular user does not need to spend any more amount loaded with his Gift Card, he can easily get his money back by selling it to Card Cash.
Another place where you can purchase and use Gift cards is Amazon. The users can simply reload their Amazon Credit balance with their respective checking accounts. Amazon also offers a 2% bonus. The potential users can also use their Amazon Balance for purchasing third party gift cards offered by Amazon. People need not worry about payment options. While purchasing any kind of third party gift cards, and initiating the payment, the users can select the Checking account as an option.
3. CREDIT UNIONS:
Where Can The Users Buy Gift Cards with PayPal Account
The users can easily buy gift cards with their PayPal account through online mode. There are many online retailers that offer payment options through the PayPal account since it offers highly personalized features like absolute fraud prevention, dispute resolution, purchase protection, and many others. To use a PayPal account, the user needs to sign up on the official PayPal homepage.
The first step would be to select the type of required account. (whether a business account or a personal account).Then the user will be asked to link the PayPal account with the Checking account. Now the user will be headed towards the ‘wallet’ option where he can link the bank account along with their debit card and credit card.
What Is An E-Check?
E-check is a very interesting and easy method used by the potential users who wish to carry out an online purchase, most likely of a Gift Card. The user can avail of the facility of E-Check through their respective Bank Branches. All you need to do is to choose that particular store that accepts online methods of payment. They will surely offer E-Check and EFT payment options.
To use the E-Check for paying, the user needs to give out details like the Checking Account Number, the Bank Account Number, and the Routing Number. This process might seem to be a typical one, but it is very useful and can be easily adopted by any users of Gift Cards and those who often carry out online payments.
Where You Can Use and Sell The Gift Cards
After the linking process is completed, the users can easily purchase gift cards online and can pay through their checking account by using the PayPal option during the payment.
The following are the store and site where Gift Cards can be used, purchased, and sold by using checking accounts.
This site specializes in digital cars and allows easy purchase through checking accounts. This site generally works for fundraising activities and offers debit as well as credit cards from processors like JCB and American Process.
Offering both digital and physical cards,eBay grants PayPal as a payment option. The users can easily sell gift cards up to the value of $500.
Apart from eBay, eGifter also offers gift cards and can accept PayPal as a payment option. It offers gift cards for over 200 retailers. One of the best facilities enjoyed by the users of eGifter is that it allows the users to grant gift cards via social media platforms or through a personal message or video.
4. GAME CARD DELIVERY:
Game Card Delivery accepts payment through checking account and PayPal count and grants gift cards to Facebook, Hulu PlayStation, Steam, Skype, Google Play, and Nintendo.
5. PAYPAL GIFTS:
Another in this list if PayPal Gifts.PayPal Gifts offer direct gift card purchase if the user has a PayPal account. They offer both digital as well as physical gift cards to the users.
Card Cash and PayPal are some of the most used and best means of buying and selling Gift Cards via checking accounts. Gift Cards are now highly demanded products. There are many people who find Gift Cards very convenient and user friendly in nature. With the changing times, people are now adopting e-gifting men=thods, and looking at the current scenario, Gift Cards are one of the best e gifting options one can avail. With the checking account, the user can purchase and use it with ease.
Frequently Asked Question
Can I buy a gift card with my checking account?
People still feel that there is an issue for buying a Gift Card through their checking account, but it is just a myth. The users can easily buy Gift Cards through their Checking account. All they need to do is to be aware of Card Cash and Paypal, two of the absolute easy methods of purchasing Gift Cards through Checking accounts. The users can link their checking account to their PayPal or Card Cash account and can purchase and sell Gift Cards from various stores and items, including eBay, Gyft, Raise, E-Gifter.
How do I check my gift card balance?
The user can easily check their Gift Card balance if they follow certain simple steps. The user, if they need to check the balance of their Gift Cards, needs to know the Card Number of their Gift Card along with the PIN (the security code which is located and mentioned at the back of the gift card). The user can call on the toll-free number embossed at the end of the car, or can check online through their retailers.
Why is my Visa gift card not working?
It is critical to mention that all the Visa Gift Cards are linked to the bank accounts. In order to carry out any kind of transaction, the card must be fully activated by the bank account. If any user is facing a problem while carrying out a transaction process through the card and the payment gets declined, it is because that particular Visa Gift Card is inactive, which means the particle bank is not ready to be used. The Visa Gift Card also gets declined during an online payment process mainly because the amount mentioned on the Gift card is less than the total amount due. One of the easy ways to activate the Visa Gift Card is by calling at the toll-free number mentioned at the back of the card.
Can I use PayPal to buy a visa gift card?
Yes, you can use PayPal to buy a Visa Gift Card. There are many official sites where the user can purchase a Visa Prepaid card by using Paypal.