It is our daily job to transact money wherever we are. Someone whose child is staying in a hostel to study may have to send him money, again maybe someone has to stay elsewhere for work and send money to the family on time. However, there could be many reasons for this money transfer. Many people are sending or receiving money at least once a month and sometimes it is done once a week, again it may seem impossible but some may be doing daily transactions. So are you wasting a lot of time on banking transactions? Or looking for an alternative path where your suffering can be reduced?
So, why not save the time, you should look at into online money transfer. In today’s world where people are running all the time, there it’s normal to wonder how to send money to someone’s very fast way. Transferring funds from one account to another is a traditional way and the least preferred option now, as it takes time to go to the bank for a transaction. In this case, people are looking for an easy, secure, and fast money transferring method. In today’s digital banking scenario, there are many ways to transfer money online and the card has made the transactions much easier.
You can send money from card to card and it is widely accepted fastest way now and not only does card to card money transfer but also typically make transfer money from a prepaid card to bank account easily. So, you might think about how to transfer money fast or how to easily perform? To know all details just read this article, here you will get all the details of the card to card money transfer online in the USA.
How To Transfer Money From Card to Card Online in The USA
There are several options available to transfer money from card to card online in the USA. Here are 4 popular options for you to consider and these are as follows:
1. Xoom
It is the PayPal service and the easy way to transfer money or card to card money transfer option to the United States. You can send your debit card amount to the eligible bank-issued Visa or MasterCard debit card and your recipient can pick up the money within a few minutes. For cash pick up your money is usually available at thousands of Ria and Walmart locations across the United States.
Step to send money or deposit through Xoom.
- Step 1: Sign up with PayPal account or make the Xoom account with the name and email address.
- Step 2: Enter the amount you need to send.
- Step 3: Select the debit card deposit.
- Step 4: Enter your recipient’s card details on their secure page.
- Step 5: After that pay with your bank account, credit card, debit card, or PayPal account conveniently. You are done now.
2. MoneyGram
MoneyGram is a fast, reliable, and convenient way for a card to card money transfer. The money can be sent directly to the receiver’s visa debit card and within a few minutes, money can be arrived and ready for the receivers.
Step to send money through MoneyGram
- Step 1: Register with MoneyGram.
- Step 2: Select the recipient address within the U.S, and the amount you want to send.
- Step 3: Select the payment option from the bank account, credit**, or debit card. After that, select the debit card deposit receive method for sending to the visa debit card.
- Step 4: Enter the recipient’s name, address, mobile number, and visa debit card number with an expiry date.
- Step 5: Review the transaction details and then send it. Your money will be transferred directly to the visa card within a minute.
3. Google Pay
Google Pay allows the customer to transfer money using debit card free and it is the best way for transferring money domestically. The money is automatically forwarded to the recipient associated bank account or debit card when the transfer is received by the recipient.
Step to send money through Google Pay
- Step 1: Open the Google Pay app or go to google.com
- Step 2: Click to send money.
- Step 3: Enter the amount you need to send
- Step 4: Enter the recipient name, email address and add an optional memo.
- Step 5: Verify the payment method
- Step 6: Again click to the send option.
4. Cash App or Square Cash
If you are looking for sending money without fees, Cash App makes it easy to send and receive money from the phone with a linked debit card.
Step to transfer money through Cash App
- Step 1: Download the cash app and create a unique user name and link it with a bank account or debit card.
- Step 2: Put the amount you need to send.
- Step 3: Tab to pay.
- Step 4: Enter the recipient’s email address and phone number.
- Step 5: Enter the valid reason for the payment and tap to pay again.
Alternative Ways To Transfer Money Online In The US
1. Western Union
Western Union designed many choices for you, so you can make the transfer as your own way that works best for you. It is not necessary to visit a physical branch, rather you can send money online or use a mobile app. Western Union also allows you to transfer funds by calling 1-800-CALL-CASH® (1-800-225-5227) within the USA to your loved ones who need cash immediately. With Western Union, you can get cash within a minute in most instances.
Steps to send money online from Western Union
With an emergency, the best way to send money and convenient option, just pay using a debit card and receivers can pick up the cash within a minute.
- Step 1: Signup and go to send now icon and click to start the transfer process.
- Step 2: Press the destination and amount option, after that select Cash Sort and Pay by Card.
- Step 3: Fill the receiver’s name and address.
- Step 4: After that pay with debit or credit card2 that is issued by US bank.
- Step 5: You will get a confirmation email with a tracking number and just share this tracking number with the receiver to pick up the cash quickly.
2. TransferWise
The service offers affordable-cost and provides a convenient way to send money with an easy verification process. Their speed depends on the amount you are willing to pay in fees and when you want to make the transfer. In case of make transfer using credit or debit card, your fee will be charged more but your transaction will take place instantly.
Steps to transfer money through TransferWise
- Step 1: Register with TransferWise.
- Step 2: Put the amount you need to send.
- Step 3: Enter the recipient’s account details.
- Step 4: Verify the identity.
- Step 5: Enter your debit or credit card account details to pay.
- Step 6: After that track the transfer. You can check the status online.
3. ZELLE Pay
Jelly is a fast, secure, convenient, and communication-free way for sending and receiving money with your friends, family, and others you trust. The receiver can receive money directly to the bank account within minutes.
Step to transfer money through Zelle App
- Step 1: Enroll with Zelle by providing an email address or U.S mobile number.
- Step 2: Enter the recipient’s U.S mobile number and email address.
- Step 3: Put the amount you wish to send. Your recipient will get the notification with payment completion advice on how to receive payment simply and quickly.
Things To Consider When Choosing Money Transfer Providers
The below feature you should consider when you decide to transfer money domestically or overseas with selected providers.
- Check the competitive exchange rate with a money transfer specialist to find the best rate.
- Search the online transfer providers who have low fees.
- Make the list of supported currency of the providers.
- Check the payment method and access options of the providers.
- Check the speed of the transfer that how quickly your recipient can get the funds.
- Ask the provider, is there a customer service center or online help center available if anything goes wrong.
Benefits Of Online Money Transfer
You can ensure money transactions much faster and easier through online money transfers. Compared to bank services you will get simpler and flexible service with online money transfer. You can avail more choices and access options for transections with online money transfer. The money can be transferred through the card to card or any bank account at low transaction fees. With online money transfer service, the money will be reflected receiver account in a minute in most cases.
Frequently Asked Questions
Can I transfer money from a credit card to a debit card?
Yes, Money can be transferred from credit card to debit card. MoneyGram allows you to transfer money from your bank account, credit card, or debit card to the recipient’s visa debit card. Just register with MoneyGram and go through their transferring process.
Can I transfer money with credit card?
You can transfer money with a credit card. Just use the mobile app to transfer funds from credit cards to bank accounts or debit cards. You can either use the provider’s official website or mobile app to send money.
What happens if I transfer money to my credit card?
You can transfer money from card to card like, debit card to credit card and it is possible when you have a debt balance on credit card and funds will be used from debit card associated bank account to transfer the money to credit card. You can use the credit card amount for balance transfer; the balance directly will go to a bank account that will help you to pick up the cash fast.
Do balance transfers hurt your credit?
Balance transfer does not hurt your credit score. But it can look out your utilization of per credit card use and overall utilization of the credit. So, if the new balance transfer credit card credit limit is lower than the old card, in that case, your credit score could be affected.
How can I get cash from my credit card without charges?
You can get cash from your credit card without fees by using the ATM. You can withdraw cash with a certain limit and that amount has to be repaid with interest and other applicable charges.
Final Word
So, you can transfer money domestically or overseas through the card. Card to card money transfer is a widely accepted payment and receiving method now. Just select suitable online providers and go with them for a transaction. Therefore, this is now for a card to card money transfer online. Thanks a lot for being with us.
