Cashing a check is simple and straightforward, which makes check payments a highly popular mode of payment as you can even find check cashing places open on Sunday. You can use a check to pay for anything as long as the trader is willing to accept a check. You can pay for insurance premiums, buy groceries, and pay rent, among other day-to-day transactions despite an increase in ways you can deposit personal check to prepaid card.
There are several ways you can cash a check, depending on your convenience and preferences. The easiest way to cash a check is by visiting the issuing bank, but you can also redeem your check from one of the many stores that offer check cashing services. Cashing your check at a bank is efficient if you have a bank account with the institution.
If you do not have a bank account, or you are not willing to visit a bank, you can exchange your check for cash at a check-cashing store, payday advance store, or a major retail store. The retail stores are the best solutions to those looking for an answer to can you cash a check without a bank account. With banks, cashing your check is free if you have an account, but you will have to pay a fee to get cash from other check cashing alternatives. You should always enquire about fees before cashing your check as you can end up paying fees that are as high as 10-percent of the value of your check.
Check-cashing stores are probably your best bet if you have a check that you cannot cash out in a bank. They are also the best bet if you are looking for an answer to where can I cash a check on Sunday. Their business model is to cash out small-business checks, insurance checks, personal checks, money orders, and insurance checks. You will likely pay fees of between 2.5 and 3 percent to cash your check in a cashing store. Cashing your check at a payday store is the least attractive as you will likely get the highest fees. The payday advance stores charge a high flat fee or a percentage that can be as high as 10-percent of the value.
The least expensive option is cashing the check at major retail stores where the fees are usually below $10. Unfortunately, some of the places you can cash check do not operate on Sunday, but it is not impossible to find a convenient check cashing places that open on Sunday.
Best 15 Check Cashing Places Open On Sunday & 24 Hours
Convenience Stores and Grocery Stores
1. Walmart Stores
You can cash out your check as you shop for your groceries with Walmart stores. Almost all Walmart stores offer a check cashing financial services counter at the customer service desk or the Money services center. The service is available as long as the store is open, which means that a store that runs 24 hours will let you access check cashing 24 hours. The store will charge you up to $4 to cash a check of up to $1,000. Does Walmart cash personal checks? Some of the checks you can cash out at Walmart include payroll, cashiers, government, tax, retirement disbursements, and insurance settlement checks, among others. Find out nearby your store location from Walmart official website www.walmart.com/store/finder
2. Kroger and affiliates
Kroger and its affiliates have over 1950 check cashing places open Sunday that you can visit to cash your check. The stores are spread across 31 states in the United States, where you can cash payroll, business, government, insurance settlement and income tax refund checks. A network of Kroger associated businesses include Payless, Dillions, Fred Meyer, QFC, King Soopers and City Market, among others. The cashing fees start at $3 and $5.50 for amounts of up to $2000 and $5000 respectively to individuals with a shopper’s card. Find-out nearby your store location from The Kroger Co official website www.kroger.com/stores/search
3. Winco Foods
If you are a fan of Winco Foods, you can cash your check at any of its 125 stores across the western part of the US. You can quickly locate a Winco store in Oklahoma, Arizona, Texas, Wyoming, Idaho, Montana, California, Oregon, Washington, and Utah. Most of the stores operate 24 hours, seven days a week. The store has a limit of up to $1000 per person. A person can only withdraw twice a week. The check-cashing fee starts at $5 for checks worth up to $500 and $10 for checks with higher amounts. Find-out nearby your store location from Wico Foods official website www.wincofoods.com/stores
4. Food City Supermarket
In Kentucky, Tennessee, Virginia and Georgia, you can use the over 120 Food City Supermarket locations to cash your check. The Food City Supermarket stores are not your typical 24 hours stores as they operate from 6 am to 12 am, which means they only close for 6 hours. You can cash rebate checks and US government payroll checks. The store charges an affordable $3 per check with a limit of $1000. Find-out nearby your store location from Food Stores Inc official website www.foodcity.com/stores/find-a-store
5. Albertsons Stores
Albertsons Stores operate 24 hours or from 7:30 am to 8:30 pm and thus, you will need first to check whether the store within your location is a 24 hours store. With over 2250 stores across 35 states, Albertsons Stores are the go-to places for general check cashing. However, it is worth noting that every store has its checking policies. The fees vary by location, but they all have a maximum limit of $1000. Find-out nearby you store location from Albertsons Store’s official website local.albertsons.com
Check Cashing Stores
6. PLS Transportation Services and Check Cashing
Available in 12 states, the PLS is a convenient store that lets you cash your check any day, 24 hours. The store has a network in California, Arizona, Indiana, Illinois, Massachusetts, Kentucky, North Carolina, New York, Oklahoma, Ohio, Wisconsin, and Texas. If you live in one of the states, you can cash personal checks, paychecks, and government checks, among others, at a PLS store. The transaction fees vary depending on the location, but most stores charge a standard fee of $1 plus an additional 1-percent of the amount. Find-out nearby you store location from PLS 24/7 Financial Services official website https://pls247.com/il/store-locator.html
7. Community Financial Service Center
With a presence in over 200 locations in the US, you can cash your government checks, payroll checks, benefit checks, social security checks, and income tax refund checks, among others. However, you should keep in mind that some centers do not run 24 hours while others do not operate on Sundays. The fees also vary from one location to another. Find-out nearby your store location from Community Financial Service Centers official website : www.cfsc.com/locations
8. Speedy Cash
Although it is a payday loan store, Speedy Cash store accepts almost all types of checks, which makes it perfect for individuals with checks that have been rejected in other stores. The store will help you cash government checks, payroll checks, student loan checks and payroll checks. You can also visit the store to cash money orders, settlement checks and insurance checks. The store has a vast network across the United States, but some stores do not offer 24-hours service. Depending on your location, you should expect to pay a minimum of $2 to cash your check. Find-out nearby your store location from Speedy Cash official website : www.speedycash.com/find-a-store
9. Payomatic
If you are in New York, you can use the friendly Payomatic cashing store to cash your check. With about 150 stores in the neighborhood, you do not have to drive a long distance to cash your check as you can easily find a Payomatic store throughout Brooklyn, Bronx, Queens, Manhattan, NYC area and Long Island. The majority of the Payomatic Stores operate 24 hours. The store accepts all types of checks, including tax refunds, government checks, payroll checks, lawyer checks, and union checks, among others, at a low fee of 2.19 percent. Find-out nearby your store location from Payomatic official website : www.payomatic.com/store-locator
ATM Check Cashing Place
10. Bank of America
With over 16,000 ATMs and over 4500 banking centers, Bank of America should be your first choice in ATM check cashing. The bank has one of the fastest processing time with checks deposited on a regular business day being available the same day as long as the check was deposited before 8 pm. Bank of America limits check deposits to 10 per day. You can only use checks printed with magnetic ink on the bank’s ATMs. Find-out nearby your ATM location from Bank of America official website : locators.bankofamerica.com
11. Wells Fargo
Wells Fargo is a quick ATM check processing institution with money available the same day if you deposit before the cut-off time. Deposits that are done after the cut-off are available the following day. With Wells Fargo ATMs, you can deposit up to 30 checks or 50 bills in a single transaction, which makes it best for individuals involved in large transactions. You can cash payroll, personal, government, and cashier’s check at Well Fargo ATMs. Find-out nearby your ATM location from Wells Fargo official website : www.wellsfargo.com/locator
12. Chase
The benefits of using Chase for ATM check deposits depend on your bank account and account settings. With some accounts, you can be able to withdraw or write a check against the deposited amounts immediately. You can deposit up to 30 checks and cash at a single transaction. You can use Chase ATMs to cash payroll, personal, tax, government, and cashier’s check. Find-out nearby your ATM location from Chase official website : locator.chase.com
13. Citibank
You can use Citibank 2400 ATMs to cash payroll checks, government checks, personal checks, and cashier’s checks as well as other third-party checks. Non-customers can cash checks from the ATMs as long as the check originated from a Citibank customer account. The maximum amount you can get from a customer’s account is $5000. The limit for non-Citibank accounts is $500. Find-out nearby your ATM location from Citibank official website : online.citi.com/US/ag/citibank-location-finder
Gas Stations Place
14. Pilot Flying J
If you are traveling out of state by truck or RV, you will find the 750 locations of Pilot Flying J across the United States highly useful in check cashing. The gas stations are available in 44 states and xix Canadian provinces, which gives you an extensive network of locations where you can cash your check. The services are also available 24 hours, which means that you can cash the check at your convenience. You will be able to redeem your check at no cost if it has a value of $200 or less if you purchase at least 25 gallons of gas. The station lets you cash checks of up to $999.99. Find-out nearby your store location from Pilot Flying J official website : pilotflyingj.com/store-locator
15. Travel Centers of America
The good thing about cashing your check at Travel Centers of America is that you are offered free check cashing of up to $300. However, you must purchase at least 60 gallons of diesel fuel or spend at least $50 in non-fuel merchandise or spend $250 or more in truck service or repair. The station has its presence in 43 states, where you can use over 270 gas stations. Find-out nearby your store location from Travel Centers of America official website : www.ta-petro.com/location
Most Important – FAQ
How Do I Cash A Check?
How you cash a check depends on the place where you are cashing your check. The process of cashing a check in an ATM is different from a bank, a grocery store, or a gas station. Nevertheless, irrespective of your choice, the process of cashing a check is simple as long as you meet the terms and conditions set by the institution. In general, you will need to first sign at the back of the check. You will also need to fill and sign a form if necessary and give your identification documents to the teller. If everything is okay, the teller will provide you with cash to complete the process.
What Types of Checks Will Cash?
The types of checks that you can cash vary depending on the institution that is offering check cashing services as well as your preferred mode of cashing. The main types of checks that you can cash in most check cashing stores include:
- Payroll checks
- Cashier’s checks
- Government checks
- Settlement checks
- Tax refund checks
- Insurance checks
- Business checks
- Money orders
- Income tax refund checks
What’s The Fee To Cash A Check?
The fee depends on your mode of cashing your check. You can cash your check without paying a fee if you have a bank account. You may also be able to cash your check without a fee if you take advantage of offers by gas stations, and your cash value is within the set limits. Beyond that, you will have to pay a fee to cash your check. The cost will vary from one institution to another. It is always good to ask about the cost before cashing your check. However, you should keep off payday check cashing places as they are the most expensive modes of cashing a check.
In Summary
Even with the onset of electronic payments, checks remain an essential tool of the trade for many businesses. With some of the leading check cashing places open on Sunday, you should not fear getting paid with a check. Cashing a check at a gas station or some of the stores gives you access to discounts that are exclusive to people who cash checks at the place.