How Can You Send Money From PayPal to Chime ?

Unlike before, we now have many online platforms where you can send and receive money. A good example of this platform is PayPal. You will note that this platform has actually revolutionized because people can send and receive cash regardless of where you are located. With a click of a button, you will be able to send money to your friend if he or she has a PayPal account. Besides this, you can use this platform to buy goods and services from different online stores. This has made many people to create PayPal accounts. 

That said, Chime has also started to gain popularity. Just like PayPal, Chime is a platform that also allows you to transfer money from one account to another. However, with Chime, you will not incur any fees when making money transfers. This has made Chime to be a life-saver as far as making online transactions is concerned. That said, you might be wondering if you can transfer money from PayPal to Chime. The good news is that this is possible. In this article, we shall guide you on how to can send money from PayPal to chime seamlessly.

Is it Possible Send Money from PayPal to Chime?

Yes. Like we have mentioned above, you can now send money from PayPal to Chime. However, for this process to be seamless, you have to add the routing number and Chime’s account number of the recipient. Therefore, you should first get these finer details so that the recipient can get money on the other end. If you want to get the Chime account information, you can readily get it in the Chime mobile banking app. All that you need to do is to download, install and then launch this app on your phone.

Once you launch this app, go to the ‘Move Money’ section’ and then click ‘Check Out’ option. You will see the routing number and the account number as well. If you are sending this money to a friend who uses the Chime platform, you can advise him or her to do the same so that you can get these details as far as routing and Chime bank account number are concerned. Most importantly, you should confirm these details to avoid sending your hard-earned money to the wrong recipient.

Process To Send Money from PayPal to Chime

With the above-mentioned details at hand, one can readily go ahead and send money from PayPal to Chime. However, you have first to link Chime with PayPal. You can do this by either using the PayPal app or from your browser. It all depends on what you like. Here, we shall outline this process using both methods.

Link Chime Account With PayPal

1. Link Chime Using PayPal App

When using this app to link your Chime bank to PayPal, the first step is to launch the app and then enter the login details. After that, tap ‘Settings’ and then select ‘Bank accounts and Credit Cards’. Thereafter, press the ‘+’ icon. Select ‘Bank account’ and under this category, tap ‘Link a new bank account’. Here, you should enter your Chime bank details such as the routing number, account type, and even the bank account number. Ensure that everything is right before proceeding to the next step. If everything is correct, click ‘Continue’ and then save the account details.

2. Link Chime Using PayPal’s website

Although PayPal app might be of great help to you as far as linking Chime to PayPal is concerned, this process still misses a number of functionalities. As a result, some people choose to undertake the process mentioned above on a web browser. Also, this method is ideal if you do not have your mobile phone at hand. Here, you might have to rely on your laptop or computer to make these transactions.

In this case, you should go to your browser and then search You will see an option showing you where you should either sign in or sign up. Since you already have an account, you should sign in with the correct details.

Once you have logged in to your account, you will see several options, including the ‘Payment Methods’ option. Click it and then select ‘Link a Bank’. Here you should enter the recipient’s account number. After that, enter the routing number followed by the name of the recipient. Finally, click on the ‘Link your Bank’ button. Thereafter, you can save your account details.

After Linking, Now Send Money From PayPal to Chime

Having added Chime as a bank on PayPal, you can now go ahead and make money transfers. In fact, you can go ahead and enable automatic transfers such that the balance in your PayPal account will automatically be transferred to your Chime bank account. Therefore, there will be no need for you to initiate manual transfers from your PayPal to Chime. Once someone sends you money to your PayPal account, it will be immediately be transferred to the linked Chime’s spending account. However, if you have not enabled this feature, you can send money manually from PayPal to Chime by either using the PayPal app or on PayPal’s website.

1. Send money using the PayPal App

As we speak, you can now transfer money from your PayPal to another PayPal account using the PayPal app. Besides this, you can transfer money from your PayPal account to another bank account, such as Chime bank using this same app. All that you need to do is to download this app from either iOS app store or Google Play Store and then install it on your mobile device. To initiate the transfer of money from PayPal to Chime bank account, you should first open the PayPal app and then enter your login details. Here, you should ensure that you enter your correct email address and password.

Once you have entered these details correctly, you will be able to see your PayPal balance. Remember that you must have some money in your PayPal account for you to send money to another bank account. Apart from this, you can only send an amount that is less or similar to your PayPal balance. For instance, you cannot have $50 in your PayPal and then opt to send $65 to a different bank account. Ideally, it should be an amount that is slightly less than $50, and the transaction will be successful.

Once you have confirmed your PayPal balance, you can now tap ‘Add Money’ option. Choose your Chime bank details and then tap‘Add’ option. Enter the amount you want to transfer from the PayPal account and then tap ‘Continue.’ Review the transfer and then tap ‘Add Y amount.’ Y, in this case, represents the amount that you want to transfer. By doing this, you will be able to send money from PayPal to your Chime account. If the process is successful, you will notice a deduction on your PayPal balance.

2. Send money on PayPal’s website

Besides using the PayPal app, you can perform the process mentioned above from PayPal’s website. All you need to do is to open your browser and then type Once you are on PayPal’s website, sign in to your account. For optimal results, you should enter the correct email address and password.

If everything is right, you will be able to access your account. Here, you will see a myriad of options, including the ‘Transfer Money’ option. This option is available on the left side of your dashboard. Click this option and then select ‘Add Money To your Balance.’ Here you should choose Chime as the preferred bank of choice.

After that, enter the amount you intend to transfer from PayPal to your Chime bank account. Once this is done, click ‘Add’ and then confirm the figures well. You will see a prompt indicating ‘Add X Amount,’ where X refers to the amount of money you want to send. If the figures are okay, click it, and then you will have sent money from the PayPal to Chime bank account successfully.

It is imperative to note that this option is only eligible for countries that allow PayPal users to utilize the ‘Add Money’ feature. If you live in the United States, there will be no hiccups as far as using this feature is concerned. Besides this, the process usually takes about 3-5 business days, and you will have the money in the Chime bank account. The good news is that you will not incur extra costs for you to send money this way. Once the transaction has been completed, you will receive an email from PayPal.

Final Thoughts

As you purpose to send money from PayPal to Chime, remember that PayPal usually accepts Chime as a bank and not as a debit card. Therefore, you might not have the chance to add a Chime card like you would with other banks.

However, for you to send money from PayPal to Chime, one has to link Chime to PayPal first. After that, follow the steps as we have mentioned above. If everything is done correctly, you can expect money on the Chime bank account after 3 to 5 days. Consider these steps today, and everything will be a success.

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