How to Transfer Visa Gift Card Balance To PayPal

Would you like to convert your Visa gift card to cash? Chances are that you are not the only one with this concern. Most people are now looking for ways to cash out their Visa gift card balance so that they can use the money for other purposes. From buying personal effects to saving money in a bank account, there are many ways you can use the funds after cashing your Visa Gift card. In fact, during holidays, most people prefer to have cash instead of the card as you have to shop at certain stores with this card. One way you can cash the Visa Gift card is by transfer the balance from your Visa gift card to your PayPal account. In this article, we shall take a closer look at how you can perform this transaction and other related facets.

Simply put, this is a payment visa gift card that one can use to shop at certain retail stores, gas stations, restaurants, and other locations. For this gift card to work, there is a need for you to ensure that you ensure that the card is loaded. Once the visa gift card is loaded, you will not need to carry cash whenever you need to purchase different products and services out there. This convenience makes them to be a to-go choice for many people.

Benefits of Use a Visa Gift Card

Visa gift cards usually come with a plethora of benefits. Some of these benefits include:

1. No carrying of money in bulk

Earlier on, most people used to carry money in bulk whenever they wanted to purchase goods worth a lot of money. However, with the advent of Visa gift cards, this is no longer the case. With this card, you can be sure that you will do your shopping with this visa gift card and carry several items home. As long as you have this card, there is no need to carry large sums of money whenever you have to do your shopping.

2. It comes with a lot of versatility

When it comes to versatility, this visa gift card does not disappoint. This is because the card is generally accepted by most merchants all over the world. All that you need to do is to visit the merchants that allow you to use your Visa gift card and then use it to purchase the items you want.

3. In case the visa gift card is lost, your identity will not be compromised

Unlike other cards, this one offers more assurance that your identity will not be compromised even after losing your card. Also, your credit will remain intact, despite encountering such ordeals. In fact, you will not have to rush to notify creditors, banks, and so forth. With this in mind, you can trust that the visa gift card is secure to use. This characteristic makes it ideal for travelers or commuters out there.

4. Ideal for gifting your loved ones a present

Just like its name suggests, this visa gift card can help you gift someone you love a present. In fact, you will not have to struggle to find the right item for the special occasion. With this in mind, the receiver has the freedom to choose what he or she wants to purchase online or from the retail store near him or her.

5. They are easy to use

If you want to utilize this card, all you need to do is to swipe it, and you will be able to make electronic payments on the go. Besides this, these cards can easily be wrapped and mailed and thus are ideal for those who reside far away from you.

6. Ideal for monitoring how young shoppers are spending the balances on the card

Parents with young shoppers can now monitor how the visa gift card is being used for shopping purposes. In fact, this card is better than cash as parents will be able to keep an eye on these spendings and advise accordingly.

How Can I Transfer Visa Gift Card Balance to PayPal?

Since we have outlined the various uses of a Visa gift card, time is ripe for you to know how to you can convert it into cash. One way to achieve this goal is by transfer the money from this visa gift card into your balance on PayPal. Here, you will have to add the Visa gift card to your PayPal wallet. Once you do this, you will be able to treat the balance like cash and can use it to buy items from any merchant that allows people to shop using PayPal. To perform the above-mentioned transaction, here are the steps that you should follow:

  • Log in to your PayPal account
  • Once you log in with the correct details, you will see a number of options on your screen, including the ‘Wallet’ option. Click it. You will find this option at the top of your web page
  • On the left, you will see the option, ‘Link a card or bank.’ Click it. Once you click this option, you will be able to see an array of existing banks or cards that you have linked in the past. Choose the one that suits your needs and then move on to the next step.
  • After choosing your card, enter its relevant details such as the visa gift card number, address, expiry date, CVV, and other vital information if necessary.
  • Click continue, and then you will be able to link your visa gift card to your PayPal account.

If you encounter errors when linking your visa gift card to PayPal, you should not panic, as this is perfectly normal. Such usually happens if you have not registered the card with the issuer. Therefore, you may have to register the card first with the issuer so that the address is linked to the visa gift card.

Once you sort that issue, PayPal will not have an issue accepting it. Once your card has been linked to your PayPal account, you can now transfer balance from the visa gift card to your PayPal account seamlessly.

To put this into perspective, you should log in to your PayPal account and then navigate to the ‘Add Money’ section. Choose the Visa gift card as your preferred source of money. Once you are done, enter the amount you want to transfer and then confirm.

The amount will be deducted from the visa gift card and then added to the current balance on your PayPal account. With these funds on your PayPal account, you can transfer them to your friends who also use PayPal and help you cash out the balance. Better still, you can withdraw with your bank and still get the money after a few days. Either way, you will be able to convert the balance on your Visa gift card into cash seamlessly.

Reasons to Convert Visa Gift Card Balance to Cash

Although Visa gift cards have proved to be lifesavers to many people, there are some instances you may want to use to convert them into cash. Some of these reasons include:

1. You want to save the money instead of spending it

As long as your Visa gift card is loaded, you can now go ahead and utilize the balance to do your shopping. However, there are instances when you may want to save the money and use it later for other purposes. As a result, one of the ways to achieve this goal is by converting the visa gift card into cash. With cash at hand, you can now deposit it into your savings account and let it earn some interest.

2. You want to purchase goods from other merchants

Since you can only use the visa gift card to shop at certain retail stores and restaurants, you will be somehow limited to purchase your desired products and services from those merchants. However, once you convert the visa gift card into cash, be sure that you will have the much-needed freedom to shop from any location you please.

3. Your gift card is expiring

Just like other cards, these ones too have an expiry date. If yours is about to expire, you might be prompted to convert it into cash so that you can utilize the balance in the visa gift card optimally. By doing so, you will no longer worry about the expiry date and so forth.


Where can I buy gift cards?

If you want to buy a gift card, some of the stores that should come to your mind include; Amazon, Walmart, Target, Best Buy, eBay,, Macy’s, and so forth. Choose either of these stores and then proceed to purchase your gift card.

Can I use my Visa gift card to pay bills?

Yes. You can now use your Visa gift card to pay bills. However, your billing provider has to allow customers to use Visa credit cards to make bill payments. If you are uncertain if you can use the Visa gift card to pay your monthly bills, you can now contact the customer care service team of your billing provider and seek clarity from them.

How do is find my gift card PIN?

You can now find your gift card’s PIN by checking it at the back of the card. You will also see a sticker that has a silver scratch off coating. Scratch off that coating, and then you will be able to see the PIN underneath.

Final Words

Gift cards are indeed incredible means of payment as they can be used to buy different goods and services from specific restaurants, retail stores, gas stations, and so forth. Since you can give someone this visa gift card to do his or her shopping, the card has proved to be indispensable. However, there are instances when you may need to cash the balances on your card so that you can cater for other expenses. Linking your visa gift card with PayPal can help you transfer these balance seamlessly. Eventually, you will be able to get money in your PayPal account and thus be able to use it the way you please.