How to Transfer Money From Chime to Debit Card

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Chime is a popular mobile banking app that offers a variety of features, including a checking account, savings account, and debit card. While Chime does not allow direct transfers to debit cards, there are a few ways to transfer money from Chime to your debit card.

How to Transfer Money From Chime to Debit Card

1. Transfer money from Chime to your external bank account

The first step is to link your debit card to your Chime account. To do this, follow these steps:

  1. Simply log in to your Chime account on the app or website.
  2. Click or tap the “Move Money” tab.
  3. Click or tap “Transfers.”
  4. Click or tap “Link a bank account.”
  5. Enter the routing number and account number of your debit card.
  6. Click or tap “Link account.”

Once your debit card is linked to your Chime account, you can transfer money from Chime to your external bank account. To do this, follow these steps:

  1. Log in to your Chime account on the app or website.
  2. Click or tap the “Move Money” tab.
  3. Click or tap “Transfers.”
  4. Click or tap “Transfer from Chime to external account.”
  5. Select your external bank account.
  6. Enter the amount of money you want to transfer.
  7. Click or tap “Transfer.”

2. Use Chime’s “Pay Anyone” feature

Chime also offers a “Pay Anyone” feature that allows you to send money to anyone with a debit card, even if they don’t have a Chime account. To use this feature, follow these steps:

  1. Open the Chime app and log in to your account.
  2. Tap the “Move Money” icon.
  3. Tap “Pay Anyone.”
  4. Enter the debit card’s number and expiration date.
  5. Enter the amount of money you want to transfer.
  6. Add a note (optional).
  7. Tap “Review.”
  8. Review the transfer details and tap “Send.”

3. Use a third-party money transfer service

Another way to transfer money from Chime to your debit card is to use a third-party money transfer service. There are many different third-party money transfer services available, such as PayPal, Venmo, and Cash App.

To use a third-party money transfer service to transfer money from Chime to your debit card, you will need to create an account with the service and link your Chime account. Once your accounts are linked, you can follow the instructions on the money transfer service’s website or app to transfer money from Chime to your debit card.

Here are the steps on how to transfer money from Chime to debit card using PayPal as an example:

  1. Simply go to the PayPal website or app and log in to your account.
  2. Click or tap the “Send & Receive” tab.
  3. Click or tap “Send Money.”
  4. Enter the email address or phone number of the person you want to send money to.
  5. Enter the amount of money you want to send.
  6. Click or tap “Continue.”
  7. Select your Chime account as the payment method.
  8. Review the transfer details and click or tap “Send.”

Fees and processing times

The fees and processing times for transferring money from Chime to a debit card vary depending on the method you choose.

Here is a summary of the fees and processing times for each method:

MethodFeesProcessing times
Transfer from Chime to external bank accountFree1-3 business days
Use Chime’s “Pay Anyone” featureFreeInstant
Use a third-party money transfer serviceVaries depending on the serviceVaries depending on the service

It is important to note that your external bank may charge a fee for receiving a transfer. Be sure to check with your bank to see if there are any fees associated with receiving transfers.

Here are some examples of fees charged by popular third-party money transfer services:

ServiceFee
PayPal2.9% + $0.30 per transaction
Venmo3% for transfers to debit cards
Cash App2.75% for transfers to debit cards

Conclusion

Transferring money from Chime to your debit card is a simple and straightforward process. By following the steps above, you can easily move money between your Chime account and your debit card.

Frequently Asked Questions (FAQ)

How do I transfer money from Chime instantly?

You can transfer money from Chime instantly using the Pay Anyone feature. This feature allows you to send money to anyone, regardless of whether they have a Chime account. To use Pay Anyone, you will need the recipient’s phone number or email address.

Here are the steps to transfer money from Chime instantly using Pay Anyone:

  1. Log in to your Chime mobile app.
  2. Select the Pay Anyone tab.
  3. Search for your friend’s name or $ChimeSign, or enter the email or phone number of someone who isn’t on Chime.
  4. Enter the amount to send to the recipient and the reason that you’re sending the money.
  5. Confirm the amount and the recipient.
  6. Choose Pay now to send the money.

How do I cash out my Chime?

There are a few ways to cash out your Chime account. You can:

  • Withdraw cash from an ATM. Chime offers over 60,000 fee-free ATMs nationwide.
  • Transfer money to another bank account. You can do this using the Chime app or website.
  • Use a money transfer service like Western Union or MoneyGram.
  • Write a check to yourself and deposit it at a bank.

Can I transfer money from Chime to Apple Pay?

Yes, you can transfer money from Chime to Apple Pay. To do this, you will need to add your Chime debit card to your Apple Pay wallet. Once you have added your Chime card, you can use it to make payments at any store or website that accepts Apple Pay.

Can you transfer money from Chime to PayPal?

Yes, you can transfer money from Chime to PayPal. To do this, you will need to link your Chime account to your PayPal account. Once your accounts are linked, you can transfer money between them using the PayPal website or app.

Can I transfer money from Chime to another bank?

Yes, you can transfer money from Chime to another bank. To do this, you will need to add the other bank account to your Chime account. Once the external account is added, you can transfer money to it using the Chime app or website.

Can I transfer money from Chime to Cash App?

Yes, you can transfer money from Chime to Cash App. To do this, you will need to link your Chime account to your Cash App account. Once your accounts are linked, you can transfer money between them using the Cash App website or app.

How do I send money from Chime to someone without Chime?

You can send money from Chime to someone without Chime using the Pay Anyone feature. This feature allows you to send money to anyone, regardless of whether they have a Chime account. To use Pay Anyone, you will need the recipient’s phone number or email address.

What bank does Chime use?

Chime uses the FDIC-insured bank The Bancorp Bank to provide its banking services.

How much money can I withdraw with Chime?

Your Chime daily ATM withdrawal limit is $1,000 and your monthly ATM withdrawal limit is $5,000.

Can I withdraw $5000 from Chime at a bank?

Yes, you can withdraw $5000 from Chime at a bank. However, you may be charged a fee by the bank.

How do I receive money from Chime without an account?

If you do not have a Chime account, you can still receive money from a Chime user using the Pay Anyone feature. To do this, you will need to provide the Chime user with your phone number or email address. Once the Chime user has your contact information, they can send you money using the Pay Anyone feature. You will then receive a notification from Chime letting you know that you have received money. You can then claim the money using the Chime website or app.

Can I withdraw $1000 from Chime?

Yes, you can withdraw $1000 from Chime. You can withdraw cash from an ATM, transfer money to another bank account, or use a money transfer service.

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